Charities and Organizations that Help with Funeral Costs
Many people feel overwhelmed when they lose a loved one and discover that the funeral will cost thousands of dollars. People commonly start by looking for charities that will help with funeral costs, the unfortunate reality is that there aren’t many. Below is a list of organizations (and other strategies) that may be able to help, but it’s also important to remember that you don’t need to have an expensive funeral in order to say goodbye to your loved one in a meaningful way. (Check out our article with seven ways to save money on a funeral.)
Social Security Benefit
Social security will pay out a one time benefit of $255 to a surviving spouse if you were living together. If the spouse was living apart from the deceased, then proof is required that the spouse was receiving benefits from Social Security alongside the deceased.
If you are the surviving child of the deceased, and there was no spouse to pay out to, you may be eligible to receive the one time benefit of $255 from Social Security. You’ll need to get in touch by phone at 1-800-772-1213. Learn more about Social Security survivor benefit.
The benefits for a veteran depends on a few factors: whether or not they were hospitalized by the VA, when they died, and whether or not it was an in-service death.
For a service-related death after September 21, 2001, the VA will pay up to $2000 for funeral expenses.
If it’s a non-service-related death that occurred after October 1, 2019, the VA will pay up to $796 towards funeral expenses if the Veteran was hospitalized by the VA at the time of death. If the Veteran was not hospitalized at the time of death and they died after October 1, 2019, the VA will pay up to $300 towards funeral expenses.
For more information on compensation for funeral expenses from the VA, head here.
Local Churches & Religious Groups
It’s a good idea to contact your local church or religious organization regarding assistance with funeral expenses. Many churches have access to a large audience and can leverage the community to assist in your time of need. It’s especially helpful if you were a part of the congregation or the deceased was an active member of the church. Reach out to local churches to see if they have any funeral expense funds set up for churchgoers. If you’ve set up a memorial fundraiser on Ever Loved LINK, we’ve seen a lot of success from those who have shared the link to the fundraiser with their local churches. Share the URL with your church and ask that they include it in their email blasts and/or mention it at the next service.
Final Farewell is a non-profit organization that helps with burial expenses for children. If you’ve had a child pass away recently and are struggling to pay for burial or funeral expenses, Final Farewell accepts applications on their website.
Due to the limited number of public benefits available to families struggling to pay for funeral expenses, many families find that funeral fundraising is the best option for them. With an online fundraiser, you’re able to quickly reach hundreds (and often thousands) of people who are willing to contribute to help with funeral costs. Ever Loved makes it possible to start an online fundraiser in minutes that you can easily share with your community. When a fundraiser is shared with family, friends, friends of friends, coworkers, religious groups and more, it is often very easy to raise the money you need.