Rosie and Stephen had their first child, William, in 1976 while in Hawaii.  Stephen, being in the Navy, was often away on tour aboard a ship so Rosie made friends with people who helped her navigate her new surroundings in America whenever Stephen was away.  In 1978, the Navy transferred Stephen to Florida and the family settled in  Orange Park.  Rosie gave birth to their second son, David, in 1978 and her daughter, Elisabeth, in 1981.  Rosie began supporting her young family in Orange Park by babysitting the children of family friends in the early 1980s.  She always adored being around children of all ages and treated each as one her own.  In 1987, Stephen retired from the Navy and was unemployed so Rosie began her professional career working at McDonalds in Orange Park at the age of 34.  She then worked for some time at Bambino’s Café at Naval Air Station Jacksonville, continuing to support her family in Orange Park as well as in the Philippines.  In 1992, the family moved to Springfield, Virginia where Rosie began working at Macy’s as a clothing sales associate and later became a representative for the clothing designer Rena Rowan, a women's clothing line at Macy’s.  During her 10 years at Macy’s, Rosie grew to be more outgoing and even took coworkers under her wing to show them the ropes.  Her dedication to work and devotion to helping others around her are traits that she would continuously demonstrate throughout the rest of her life.  She was consistently recognized as an outstanding employee at Macy's and won many awards as a “Star” performer before returning to Florida with Stephen in 2002.  Back in Orange Park, Rosie began working at Dillard’s in 2003.  She enjoyed her friendships with her coworkers and regular customers who became part of her extended family and often spent time with them and their families outside of work for holidays and special occasions.  She was also recognized as a “Pacesetter” by Dillard’s management every year for her outstanding performance and even received a personal letter of gratitude from the President/CEO of Dillard’s in 2019.  

Throughout her life, Rosie was a devoted wife, a loving mother of her three children and their spouses, and a doting grandmother of seven.  Rosie was also a caring and nurturing figure in the lives of her family in the Philippines, providing financial support and sending care packages of gifts and food to five families there including two of her sisters, a sister-in-law, a niece and her family, and a nephew and his family.  She loved traveling with Stephen and her family.  Rosie and her family of five once drove cross-country from Florida to California and back again.  During her life, she traveled to places like Alaska, Canada, England, Scotland, France, Italy, several islands in the Caribbean and made it back to the Philippines several times.  She and Stephen enjoyed taking cruises not only because she got to see more of the world, but also because it gave them both a needed break from cooking and cleaning.   Rosie also enjoyed watching baseball with Stephen and even attended five Jacksonville Jumbo Shrimp minor league games the year she passed.  She was a supporter and contributor of many Christian organizations such as Jerry Falwell’s The Old Time Gospel Hour,  the Samaritan's Purse charity and the K-Love Christian Radio Station.  She also supported the churches her and Stephen attended over the years. 

Rosie was Saved at First Baptist Church, Jacksonville in 1982.  After hearing a sermon by Homer Lindsay, she got up and declared, “I am not saved,” and walked down the aisle.  The family often attended church at First Baptist, Jacksonville three or four times a week.  During their time there, Rosie spent 10 years working in the church’s 2-year-old nursey, always her happiest around children of all ages.  Rosie was also a member of Pineridge Presbyterian Church, Orange Park and Trinity Baptist Church, Jacksonville during her many years in north Florida.  Rosie and Stephen joined First Baptist Church, Orange Park in 2018.  In her last years, Rosie spent many evenings reading a chapter of the Bible in bed and had read through the Book completely several times.  She and Stephen often engaged in discussions about many scriptures.

Rosie is survived in America by her husband Stephen Warner who lives in Orange Park, and her children, William, David and Elisabeth, and her sister, Nora, and niece, Sally.  William lives in Virginia with his wife Christina and their daughter Alice (18 months).  David lives in Virginia with his wife Michelle and their son Nicholas (13) and daughter Ashley (11).  Elisabeth lives in Virginia with her husband Alex and their children; Sophie (18, attending  Marymount University), Annabelle (15), Penelope (3) and Jean Luc (21 months and future starship captain).  Nora lives in California with her husband Clay.  Sally lives in California.

Rosie is survived in the Philippines by her brother Rolly and sisters Shirley and Marites.  Rolly, Marites and her husband, three of their married children and their families live together in Gumaca, Quezon Province, Philippines.  Shirley lives with her grandson in Gumaca, Quezon Province, Philippines.